June 6, 2025
Born in a middle-class family in Nagpur, Maharashtra, I was raised by strong parents—my mom, a cancer survivor who fought her battle when I was born, and my dad, a self-made man who built a business from scratch. At age
“I moved to Australia from the “Manchester of India” in March 2007. At just 20, newly married and stepping into a whole new world, I was eager yet overwhelmed by the culture shock. Navigating life in Australia back then was challenging – no Google Maps, no smartphones. We relied on the old-school Melway to find our way around. It was a humbling start, with language barriers and cultural differences making everything feel unfamiliar.
Finding work wasn’t easy. Back then, Indians were still a rare sight in Australia, and it took resilience to get through many job rejections, despite my qualifications in accounting. Eventually, I shifted focus and entered the banking sector, securing a role with Commonwealth Bank.
Those setbacks taught me to refine my goals and close the gaps in my understanding. Slowly, I realised that soft skills and truly embracing this country’s way of life were key to thriving here.
2.5 years after migrating, I had my first child. Navigating pregnancy alone was intimidating, but the support I received through the healthcare system was invaluable. It was a journey that strengthened our resilience as we adjusted our work schedules, with me working days and my husband working nights. Today, our children are 15 and 8, and looking back, I’m proud of how we managed to balance parenthood and career.
But as I grew, I realised I wanted more than a corporate life. Inspired by my husband’s encouragement, I began my own business in 2020 and rebranded the business this financial year as GB Financiials. Launching in the midst of COVID was daunting, but social media became a powerful tool, allowing me to reach clients and build trust through my authenticity.
Today, GB Financials has earned recognition in the industry and beyond, especially for our work in financial literacy for migrant women. I am filled with gratitude for Australia’s multicultural spirit. This country has allowed me to grow, learn from mistakes, and build my own path with a clear vision. Australia has truly become my home, and my journey here has shaped me into who I am today.” Niti Bhargava- MIPA, AFA
Edited by Shreya Kantawala
Born in a middle-class family in Nagpur, Maharashtra, I was raised by strong parents—my mom, a cancer survivor who fought her battle when I was born, and my dad, a self-made man who built a business from scratch. At age
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One Response
Wow, Niti’s journey is truly inspiring! Her resilience and determination to adapt and thrive in a new environment is a testament to her strength. The way she embraced challenges and found her own path is a story that resonates deeply. Thank you for sharing such a powerful narrative—it’s a reminder of the courage it takes to build a life in a new country. 🙌✨